Blog

We have established our BLOG Page to assist clients in staying up to date with current industry trends and lending conditions for SME Businesses and Individual Borrowers.

Blog

We have established our BLOG Page to assist clients in staying up to date with current industry trends and lending conditions for SME Businesses and Individual Borrowers.

The Lending Environment Post COVID-19 remains a challenging landscape to navigate when seeking to borrow or refinance for many clients.

We are a Specialist Brokerage Firm that assists SME Business Owners and Individual Borrowers with complex Financial Structures, with a range of finance options including Asset Finance, Business Loans and Property Mortgages.

If you require funding to grow your business or are considering a refinance of your existing Property Portfolio; please reach out to us.

We will have one of our Industry Specialists get in touch with you to discuss your individual circumstances.

Enquire now

Recent Articles

SMEs look to access credit in rising numbers

One in four small businesses intends to take out a borrowing product this year, providing a growing opportunity for brokers. It was noted that there is a growing opportunity for brokers to service the credit needs of small businesses, as business confidence increases.

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Demand for Asset Finance continues to grow

Figures released from the data analytics and credit reporting company have shown that business credit demand has returned to the same level as the March 2020 pre-pandemic quarter before the border closures and lockdown measures caused by the pandemic.

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When thinking of SME Lending, it is vital to understand the Alternative Funding Options Available in The Market.

Helping Aussie Businesses Compete and Grow

When thinking of SME Lending, it is vital to understand the Alternative Funding Options Available in The Market.This is where having a Partnership with Industry Specialists may benefit you and your SME Clients.

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Here are six common mistakes businesses should avoid when it comes to business and commercial finance.


Six mistakes to avoid when taking out a business loan

A business loan can be invaluable when establishing your business or when an unforeseen setback occurs, but you don’t want a loan to be short-term gain and long-term pain. Here are six common mistakes businesses should avoid when it comes to business and commercial finance.


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The Government’s new SME Recovery Loan Scheme has been devised to help small and medium sized enterprises (SME) that have been hit hard by the coronavirus (COVID-19) pandemic.

SME RECOVERY LOAN SCHEME UPDATE

The Government’s new SME Recovery Loan Scheme has been devised to help small and medium sized enterprises (SME) that have been hit hard by the coronavirus (COVID-19) pandemic.

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Designer Financial Services - Our Journey

Designer Financial Services – Our Journey

We are a specialist finance broking firm passionate about supporting Small-to Medium-Enterprises (SME) business owners with tailored finance solutions to run and grow successful businesses.

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Designer Financial Services prides itself on providing trusted advice, expertise & service to clients looking to Buy, Sell & Finance vehicles

Don’t Let Emotion’s Control Your Vehicle Purchase

Don’t let the emotion of buying your new vehicle blind you to Dealer attempts to arbitrage your Purchase & Trade-In prices! Used motor vehicles in Australia have experienced a surge in values recently & our Team have seen several examples of Dealers attempting to arbitrage clients purchasing & trading in vehicles.

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Industry Update

The banks and financial institutions are being more cautious with the types of industries and assets they are willing to finance. Here is a list of assets that Designer Financial Services (DFS) has been financing recently, the introduction of these assets to our clients has undoubtedly helped grow their businesses during this difficult time.

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Custom Fit Hyundai iLoad - Tradie Deal of the Month

Tradie Deal of the Month – Custom Fit iLoad!

We have been able to secure multiple iLoads for our clients, saving them thousands of dollars in the process, and if you are an ABN holder, the discounts are even bigger!

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DFS Stimulus Package - Instant Asset Write-off Increase (IAWO)

Instant Asset Write-off Increase (IAWO)

The Government is increasing the instant asset write-off threshold from $30,000 to $150,000. It is also expanding access to the scheme to include businesses with an aggregated annual turnover of less than $500 million (up from $50 million).

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COVID-19 Government Support Initiatives

The team at DFS is still open for business and here to provide guidance and assistance to you, your friends, family or your clients during this challenging time.

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Client Case Studies

NSW Civil Company - Equipment Finance, Business Loan, Invoice & Debtor Facility

NSW Civil Company

What the client required: NSW Civil Company required 10 tipper trucks to fulfil a government backed infrastructure contract
What they supplied: Limited financials supplied (BAS Statements, Cashflow forecast and a work source letter)
Outcome for the client: 13 trucks running 18 hours a day and an increase in turnover of $500k per month
Other products: Equipment Finance (Mechanical Van) Business Loan, Invoice & Debtor Facility ($1m Facility)

VIC Excavation Company - Construction & Residential Property Loan

VIC Excavation Company

What the client required: Newly established VIC Excavation Company required one excavator to replace the one they’re renting at $10,000.00 per month
What they supplied: 9-month financials (Management accounts & rental statements)
Outcome for the client: 1 new excavator which they own for $2200.00 per month & saving of $7800 which has been invested to rent another excavator
Future plans: Construction & Residential Property Loan

NSW Civil Company - Truck and Dog added to the new business

NSW Civil Company

What the client required: Brand new NSW Haulage Company required one truck and dog to secure more haulage work happening in NSW
Background to the business: New entity has been guaranteed by existing company (2018 & 2017 Financials & previous credit reference supplied) no deposit required (which his current bank asked for)
Outcome for the client: Truck and Dog added to the new business which increased the revenue to $300k per year and no deposit required for this new entity

NSW Civil Company - Equipment Finance, Business Loan, Invoice & Debtor Facility

Required 10 tipper trucks

VIC Excavation Company - Construction & Residential Property Loan

Required 1 excavator

NSW Civil Company - Truck and Dog added to the new business

Required 1 truck and dog